Florida requires every motorist on its roads to carry automobile insurance with a minimum of $10,000 for personal injury protection (PIP) and $10,000 for property damage protection. However, Florida does not require motorists to have underinsured or uninsured motorist coverage. Yet, if an insured (non-negligent motorist) obtains uninsured motorist coverage, it permits the insured with the...

I am often times asked whether a will or trust is appropriate for one's estate planning needs. For various reasons, many people believe that a trust is always the way to go. However, that is not always the case. Here are some considerations to weigh when deciding between a will and trust. Additionally, it is important to note that trust will have a will that pours into the trust so that all...

First, an operator of a watercraft must have a proper lookout, go the posted or safe speed, and take all action necessary to avoid a collision. For vessels on the water, there are different rules depending on the type of vessel as follows: Power Vessel v. Power Vessel If both are meeting head on, then the two vessels are to veer to the right. If two vessels are to intersect or cross each other,...

Although most states have a maritime boundary of three nautical miles from the shoreline, Florida's maritime boundary is not always so. The Atlantic boundary of the state is: ue east to the edge of the Gulf Stream or a distance of three geographic miles whichever is the greater distance; thence in a southerly direction along the edge of the Gulf Stream or along a line three geographic miles...

Fla. Stat. 327.395 requires any boat operator (if boat has more than 9 horsepower) born on or after January 1, 1988 to have the following: A. Photo ID; and aBoating Safety Identification Card OR B. A State Issued ID card or Driver's License that indicates possession of the Boating Safety Identification Card OR C. Photo ID; and aTemporary Certificate approved by the Commission Exemptions The...